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Getting older is not easy for anyone. It is tough on seniors and difficult for their children, especially as the reality approaches that their parents are struggling to complete the common tasks that they used to do easily. Caring for your parents can be even more difficult if it becomes clear that one of them will require nursing home care. To help in this challenging situation, Silver Bridge shares some tips for making the transition to the nursing home easier while also helping your other parent cope with the changes.
Choosing the Best Nursing Home
There is no shortage of nursing homes in America, so choosing the best one for your parents will take time and research. According to the Center for Medicare Services, the smart idea is to look at homes in the area and compare reviews from other families.
Once you have a few homes on your short list, take a tour of the facilities. Don’t be afraid to ask important questions, such as if transportation is available to community areas, the credentials of the doctors who will provide care, and how many nurses are assigned every day.
You will also want to consider the services that different homes may offer. Depending on the care your parent needs, you may want to find a facility that provides rehabilitation services or one that has an onsite pharmacy or dental office. Make sure to ask about these services during your tour.
Preparing for the Cost
Nursing homes can help seniors who need extra care, but they are not cheap. According to the experts at Senior Living, the annual average cost of a private room is over $100,000 a year.
The costs may not come completely out of pocket, as in some cases, the benefits under Medicare Part A will cover a portion of the costs if the home is a certified skilled nursing facility. Read the fine print in your policy to see what is covered.
Downsizing for Your Other Parent
If necessary, one way to help with these costs may be to sell the current house and have your other parent downsize to a condo or apartment. When selling a property, you want to get top dollar, so calculate the value of your home by subtracting any money still owed on the mortgage from the current market value of the home. From there, you can determine your next steps.
You can make some extra money and clear clutter out of the house during the selling process by going room by room, finding items you no longer use or need, and selling them or throwing them out. Think about which clothes your parents haven’t worn in the last year or sporting equipment they no longer use. In addition to potentially making some extra cash, the fewer items there are in the home, the easier it will be when it comes time to move.
Staying Compassionate as You Help Your Parents
As the son or daughter of both parents, it is important to show compassion during this difficult transition. You will certainly want to support the parent who is going into the home as they are likely sick and fearful of what the future holds, but you must not forget about your other parent.
Both of your folks will likely have feelings of loneliness during the separation, so take it one day at a time. There may be moments of stress, but try not to take it out on either parent. Provide comfort however you can, and keep everyone updated as the plans progress.
This is a tough situation for everyone, and it won’t always be easy, but by following the tips discussed here, you can provide comfort for your parents and help both of them live out their senior years in peace.
Annabelle Harris
Guest Writer